iPhone App of the Week: Face Melter

Face Melter is the best app I’ve seen so far for goofing around with a group of people. It’s great for kids, too.

The app lets you apply facial distortion tricks by dragging parts of the image with your finger. Definitely enough laughs to make it worth the two bucks.

Mark Cuban: How to Get Rich

Those of you who know me, or have at least read the “About” page, know that I work for financial expert Dave Ramsey. I don’t love Dave’s principles because I work here; I work here because I love the principles. I moved to Nashville to join Dave’s team because I believe in what he teaches and I’ve seen how his common-sense approach to personal finance has changed the lives of millions of American families. More directly, I saw how it changed my own, and that’s something I want to share as far and wide as possible.

The simple tenets of Dave’s plan are often mocked by “high brow financial people” because they are just that—simple. Save money. Get out of debt. Cut up your credit cards. Think long term and build wealth slowly. Love your work. This is not rocket science, and so it is often dismissed by broke or heavily leveraged talking heads.

That’s why I love it when a financial powerhouse speaks up and espouses the same type of simple advice. Forget what your broke economics professor says; if you want to build wealth, you need to take a good look at what rich people are doing—and then do that. The best place to start is with Thomas Stanley’s amazing book, The Millionaire Next Door, in which Stanley interviews America’s “secret” millionaires and discovers their basic principles for handling money.

That said, I came across an outstanding blog article by Mark Cuban this week. Cuban has a net worth of around $2.8 billion, most of which came from developing and selling broadcast.com. In this piece, this billionaire owner of the Dallas Mavericks lays out some pretty familiar financial principles in an article entitled “How to Get Rich.” This is a rich guy, people. I’d listen to what he says. I don’t agree with his stance on “buying and holding,” but his take on saving, debt, and work are outstanding, and definitely worth a read.

Excerpt:

So what should you do to get rich ?

Save your money. Save as much money as you possibly can. Every penny you can. Instead of coffee, drink water. Instead of going to McDonalds, eat Mac and Cheese. Cut up your credit cards. If you use a credit card, you don’t want to be rich. The first step to getting rich, requires discipline. If you really want to be rich, you need to find the discipline, can you ?

Read the whole article at Mark Cuban’s blog.